With Buy Now Pay Later, for the first 12 months of the agreement you can pay as much or as little as you want, when you want. If you pay off the finance in full during the first 12 months, you will avoid paying any interest on your loan and only an additional charge of a £29 settlement fee will be required. If you don't pay off your finance within the first 12 months, fixed monthly repayments begin, which will be for 48 months with a 19.90% APR.
The 19.90% APR will be applied from the start of the agreement(during the 12 months free payment period) if you do not pay off the finance within the first 12 months.
Finance Information
Outstanding Balance
£419.00
Deposit amount:
£0.00
Deferred Period
12 Months
Term of agreement
48 Months
APR
19.90%
Interest Fixed PA
19.90%
Monthly Repayment
£14.61
Settlement Fee (within 12 months)
£29.00
Total Payable
£701.28
Please note the above quotation is an indicative cost and actual monthly payments may vary by +/- 2p per month.
How we use your information
Your entered details will be shared with Mitsubishi HC Capital UK PLC (our finance provider) and will only be used to process this application and any approved orders.
To see the full details of how your data is managed, as well as your rights, please view our full privacy policy .
Credit subject to status and affordability. Minimum spend applies.
Credit subject to status and affordability. Terms & Conditions Apply. Guitar Guitar Limited is a credit broker and is Authorised
and Regulated by the Financial Conduct Authority.
Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC,
authorised and regulated by the Financial Conduct Authority. Financial Services Register
no. 704348.The register can be accessed through http://www.fca.org.uk
Buy Now Pay Later is provided in partnership with Mitsubishi HC Capital UK PLC, and is subject to the stated minimum cash order value and account status.Interest will accrue from the date of purchase but will not show until the expiry of the deferred payment period(after 12 months). You can avoid paying interest by contacting Mitsubishi HC Capital UK PLC and paying the cash price in full including the settlement fee of £29 before the end of the deferred payment period.
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